What is Lucky Ladies Blackjack, Basic Rules, and How to Play

What is Lucky Ladies Blackjack

There are still many players who are not familiar with what is Lucky Ladies blackjack. As many people know, blackjack is a very popular card game that is inseparable from the casinos. 

If the venue where you are has table games, be sure that you will find this game. And… Another fun from blackjack today is the game which is called Lucky Ladies. Have you ever heard of it? Or is this your first time?  In this article, we will cover the explanation of Lucky Ladies in blackjack. It can help you increase your game to get a big chance of winning. 

Understanding What is Lucky Ladies Blackjack

Lucky Ladies in Blackjack Meaning
Lucky Ladies in Blackjack Meaning

For those of you who are curious about what is Lucky Ladies blackjack, it is one of the most widespread side bets. It was actually first introduced in Washington in 1997 and has since become popular in casinos across the country. 

This bet’s outcome is based on the first two cards dealt. When your first hand is 20 in aggregate, you will get a bonus payout. If it’s any other total other than 20, you will lose the bet. 

You will note a formatted spot for betting for games that offer Lucky Ladies. That area is ordinarily placed near the standard wagers. The minimum and maximum amount you can bet on this side bet varies between tables. In most versions, the lowest acceptable bet is $1. 

Basic Rules of Lucky Ladies in Blackjack

After knowing what is Lucky Ladies blackjack, it is also important to figure out the rules of this game. It can help you increase your game while you are at the blackjack table. Here are some rules of Lucky Ladies in blackjack:

  1. The Lucky Ladies bet is created before the distribution of cards, however, after your “classic” main bet
  2. After all players’ bets are made (you are not required to bet on this option), the dealer will distribute the cards
  3. An observation is done at this moment by the dealer, to see if the players who created the extra bet have a 20 points hand
  4. If not, the dealer will pick the bet engaged. If yes, he makes the payment of a bonus based on what you got to require these 20 points. Moreover, the paytable of what is Lucky Ladies blackjack will be necessarily made at your table, indicating the price repartition as such:
Winning CombinationsWinnings
The two Queens of Hearts and dealer’s blackjack1,000 times of your bet
Two Queens of hearts125 times of your bet
Pair with two same cards (e.g. two Kings of Clubs)19 times of your bet
Two same cards like King and 10 of Diamonds9 times of your bet
Two cards4 times of your bet
  1. It is great to know that for every player, only the best winning combination of what is Lucky Ladies blackjack will be paid. Once the bonuses are rewarded, the round runs normally under the standard rules. 

How Do You Play Lucky Ladies in Blackjack?

The game of what is Lucky Ladies blackjack offers a less common bet. It means that players have one optional bet where they can bet on getting a total sum of 20 on their first two cards. 

The payout for this bet is 4:1, which is pretty good for your first bet. The payouts can be even more beneficial if the cards are suited. Let’s see below for your payout schedule for most online casinos. 

Lucky Ladies Payouts

Below, you can see a list of some payouts for most land and online casinos. The payouts can be significant when players are to hit two Lucky Ladies like Queens of Hearts. 

  • A Queen of Hearts pair with a dealer blackjack hand is 1000:1
  • A Queen of Hearts pair is 125:1
  • Any matched 20 is 19:1
  • Any suited 20 is 9:1
  • Any 20 is 4:1

A good example about these payouts of what is Lucky Ladies blackjack is you can imagine if you had a $100 bet on the side bet and luckily got two Queens. That will be equal to a payout of $12,500. If the dealer was to have a blackjack hand, well you will have 100k in the bankroll. This payout really offers the game a twist and makes it even more exciting then it already is. 

Lucky Ladies Odds

Besides what is Lucky Ladies blackjack, you must be wondering what is the house edge in this game. Well, the answer is that it is based on the amount of decks the dealer uses in the game. Of course, this can vary from casino to casino, online or land-based. However, the house edge commonly ranges from 16.73% to about 38%.

Lucky Ladies Probabilities

To be honest with you about what is Lucky Ladies blackjack, they are actually low. As you know the odds about, if you bet, it is obviously just for fun. Don’t expect too much. This following chart with the related probability indicates this information:

Winning CombinationsProbabilities
The two Queens of Hearts and dealer’s blackjack0,00015%
Two Queens of hearts0,03%
Pair with two same cards (e.g. two Kings of Clubs)0,47%
Two same cards like King and 10 of Diamonds2,08%
Two cards8,01%
Nothing89,41%

Lucky Ladies and Card Counting

Due to its use of 10-valued cards as a premium, Lucky Ladies is susceptible to card-counting systems i.e Hi-Lo. To protect against the counters, online casinos have used a low cap on maximum bet (around $25). Moreover, they will use cutting-edge software to easily spot when someone is counting cards. If caught, you can be permanently banned from the casino site.

Conclusion

In conclusion of what is Lucky Ladies blackjack, it is a side bet that adds an entertaining element to the already gameplay. However, from a purely statistical existence, you should avoid the bet. 

If you are keen on trying your luck at this bet, you should find a casino that offers single-deck games with Lucky Ladies. This version’s odds seem to be more friendly, you will need around 100 hands to win the second-big payout.